Ever since I bought my first car I’ve relyed on third party, fire and theft insurance because I can’t afford comprehensive insurance but I think that third party is only covering the bare minimum, which is not myself or my car but anyone or any of their property I may damage in the event of an accident I caused. In the UK everyone who drives must be covered by at least third party insurance and rightly so. I think it is a disgrace when people break this car law because they’re too cheap to think of others. If that’s the case they should get the bus!
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